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Archive for April, 2009

Insuring Your Williamsburg Home
Many Williamsburg Virginia home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified “yes”. Although the buyer is not yet the recorded owner of the Williamsburg property, he or she has an insurable interest in the property as soon [...]

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Time To Buy?
Buying a home for the first time is a major decision that requires planning and preparation. Becoming a homeowner is an exciting process with many complexities that real estate agents are trained to manage.
We are experienced in working with first-time buyers and are well-versed in the creative financing that can make dreams become [...]

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Heres a compilation of the local area tax information and budgets.  Property tax rates in the Williamsburg VA area appear to be holding for 2010.  Property is taxed at 100% of assessed (not appraised) value.  We do not have a separate school tax in the Williamsburg area.  The city of Williamsburg is it’s on entity.  [...]

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Credit Card Mania & Home Buying
Credit availability has tightened up. Federal guidelines are pushing for higher credit scores.
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most home buyers don’t know is that merely having a large [...]

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A Realistic Evaluation
Your real estate agent’s job is to find you the perfect home, in the right location, with all the amenities you want–and at the right price. It is the home inspector’s job to find any skeletons in the closet — or in the plumbing, wiring, roof, basement and beams.
The inspector won’t pass or [...]

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